Credit Card Transfer Partners

Welcome to our essential guide on credit card transfer partners. This resource is designed for savvy travelers looking to maximize the value of their credit card points and miles. Understanding how to utilize transfer partners effectively can unlock a world of travel opportunities, ranging from luxury flights to exquisite hotel stays.

What are Credit Card Transfer Partners?
Credit card transfer partners are airlines and hotel chains that have agreements with credit card companies, allowing cardholders to transfer their credit card points to these partners’ loyalty programs. This feature is a cornerstone of travel hacking, as it significantly enhances the flexibility and potential value of your points.

Why Transfer Points?

• Greater Value: Transferring points can often yield higher value than using points directly through the credit card’s travel portal.
• Access to Premium Travel: Frequent flyer and hotel loyalty programs offer redemptions like business class flights or luxury hotel stays that might not be available or as valuable when booking directly through credit card programs.
• Travel Flexibility: With a variety of partners, you have more options to choose the best flights, hotels, and travel dates.

Key Aspects to Consider:

• Transfer Ratios: Understand how your credit card points convert to loyalty points or miles in these programs. A 1:1 ratio means you’ll receive one airline mile or hotel point for each credit card point transferred.
• Transfer Times: Some transfers are instantaneous, while others may take several days. Timing is crucial, especially for high-demand bookings.
• Promotional Bonuses: Occasionally, credit card companies offer bonuses for transferring points to certain partners, providing even more value.

Below, you’ll find comprehensive tables listing the transfer partners for major credit card rewards programs, including American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Points, and Capital One Rewards. Use this information to plan your next journey, leveraging your credit card points to their fullest potential.

American Express Membership Rewards

Transfer Partner (Airline/Hotel)	Transfer Ratio
Delta Air Lines	1:1
British Airways	1:1
ANA	1:1
Air Canada (Aeroplan)	1:1
Singapore Airlines	1:1
Virgin Atlantic	1:1
Hilton Honors	1:2
Marriott Bonvoy	1:1

Chase Ultimate Rewards

Transfer Partner (Airline/Hotel)	Transfer Ratio
United Airlines	1:1
Southwest Airlines	1:1
British Airways	1:1
Air France/KLM (Flying Blue)	1:1
Singapore Airlines	1:1
World of Hyatt	1:1
Marriott Bonvoy	1:1
IHG Rewards Club	1:1

Citi ThankYou Points

Transfer Partner (Airline/Hotel)	Transfer Ratio
Avianca Lifemiles	1:1
Cathay Pacific (Asia Miles)	1:1
Etihad Airways	1:1
Air France/KLM (Flying Blue)	1:1
Singapore Airlines	1:1
Thai Airways	1:1
Virgin Atlantic	1:1

Capital One Rewards

Transfer Partner (Airline/Hotel)	Transfer Ratio
Aeromexico Club Premier	1:1
Air Canada Aeroplan	1:1
Avianca Lifemiles	1:1
British Airways	1:1
Emirates Skywards	1:1
Etihad Airways	1:1
Accor Live Limitless	2:1
Wyndham Rewards	1:1